Feasibility Study on the use of Credit Data to Inform Policy

CIS Kenya through assistance from FSD Kenya, commissioned a feasibility study to determine the potential of credit bureau data to inform banking supervision and economic policy. This is because a lot of data is uploaded to the credit reference bureau, which, if analysed would reveal information relevant to inform policy development. Further, the feasibility study sought to recommend a framework for undertaking analytical work using credit bureau data.

The scope of the study included:

  • Considering the legal provisions covering credit information sharing and data analytics using credit bureau data
  • Examining the existing Data Specifications Template and Data Transmission Rules to ascertain the scope of data available
  • Considering the feasibility of carrying out analytical work using credit bureau data in Kenya.

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