Credit Information Sharing Association of Kenya

Data Specification Templates and Validation Rules

Data Specification template

The Data Specification Template is a document that is used by Financial Institutions to submit credit information to the Credit Reference Bureaus. This document is meant to standardise industry  data requirements. The current Data Specification Template in use is version  3.1.1. and as business environment keeps changing we have developed Version 4 that will be able to enable Daily Submissions and real-time payment data. In this review process, we have also sought to standardize how Credit Reference Bureaus Reference Data by introducing a standardised Data Validation Rules template