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	Comments for CIS Kenya	</title>
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	<link>https://ciskenya.co.ke</link>
	<description>Credit Information Sharing Association of Kenya</description>
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		<title>
		Comment on Empowering Women Through Financial Inclusion: Building a Sustainable Future by Joseph Kimotho		</title>
		<link>https://ciskenya.co.ke/empowering-women-through-financial-inclusion-building-a-sustainable-future/#comment-223</link>

		<dc:creator><![CDATA[Joseph Kimotho]]></dc:creator>
		<pubDate>Thu, 26 Jun 2025 05:32:28 +0000</pubDate>
		<guid isPermaLink="false">https://ciskenya.co.ke/?p=7299#comment-223</guid>

					<description><![CDATA[Thank you for a very informative summary. Very well referenced and real.
There are however, regulatory and policy touchpoints that might need to be addressed to enable suppliers of credit gain greater confidence in lending to women. For example, delinquent loan classification- considering the irregular income cycles and collateral deficiency on demand side and reporting(IFRS) expectation on the supply side. Consider this for near future dialogue! Ahsante sana!]]></description>
			<content:encoded><![CDATA[<p>Thank you for a very informative summary. Very well referenced and real.<br />
There are however, regulatory and policy touchpoints that might need to be addressed to enable suppliers of credit gain greater confidence in lending to women. For example, delinquent loan classification- considering the irregular income cycles and collateral deficiency on demand side and reporting(IFRS) expectation on the supply side. Consider this for near future dialogue! Ahsante sana!</p>
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		<title>
		Comment on Approved Code of Conduct by CBK by William Ndegwa Wachira		</title>
		<link>https://ciskenya.co.ke/approved-code-of-conduct/#comment-218</link>

		<dc:creator><![CDATA[William Ndegwa Wachira]]></dc:creator>
		<pubDate>Thu, 02 Sep 2021 18:55:44 +0000</pubDate>
		<guid isPermaLink="false">http://ciskenya.co.ke/?p=5254#comment-218</guid>

					<description><![CDATA[Last year Co-operative bank  reprocessed my pickup Isuzu which I took loan with and they sold it without my consent after few months they called me only to informed me that I still own them lot of money and am listed on CRB blacklisted so am just asking do  you solve such despite]]></description>
			<content:encoded><![CDATA[<p>Last year Co-operative bank  reprocessed my pickup Isuzu which I took loan with and they sold it without my consent after few months they called me only to informed me that I still own them lot of money and am listed on CRB blacklisted so am just asking do  you solve such despite</p>
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		<title>
		Comment on Approved Code of Conduct by CBK by Samwel Mwangi kiguoya		</title>
		<link>https://ciskenya.co.ke/approved-code-of-conduct/#comment-216</link>

		<dc:creator><![CDATA[Samwel Mwangi kiguoya]]></dc:creator>
		<pubDate>Sat, 21 Aug 2021 14:43:40 +0000</pubDate>
		<guid isPermaLink="false">http://ciskenya.co.ke/?p=5254#comment-216</guid>

					<description><![CDATA[I have blacklisted and i have paid the loan i Borrow from this loan company why and i need school fees for my boy please help to get loan from credit Hela and 0kash]]></description>
			<content:encoded><![CDATA[<p>I have blacklisted and i have paid the loan i Borrow from this loan company why and i need school fees for my boy please help to get loan from credit Hela and 0kash</p>
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		<title>
		Comment on CRB Regulations 2020 by George		</title>
		<link>https://ciskenya.co.ke/5568-2/#comment-209</link>

		<dc:creator><![CDATA[George]]></dc:creator>
		<pubDate>Tue, 28 Apr 2020 19:15:48 +0000</pubDate>
		<guid isPermaLink="false">https://ciskenya.co.ke/?p=5568#comment-209</guid>

					<description><![CDATA[Mine is just a request for clarification, if the CBK has barred lenders from blacklisting debtors who owe them Ksh.1,000 and below, which mechanisms will the lenders use to recover these monies?And will this not encourage people to default on loans once their partial repayments has reduced the owed amount to less than Ksh. 1,000?]]></description>
			<content:encoded><![CDATA[<p>Mine is just a request for clarification, if the CBK has barred lenders from blacklisting debtors who owe them Ksh.1,000 and below, which mechanisms will the lenders use to recover these monies?And will this not encourage people to default on loans once their partial repayments has reduced the owed amount to less than Ksh. 1,000?</p>
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