The experience of Credit Information Sharing (“CIS”) in Kenya is a case study in market and stakeholder coordination in order to build a robust financial infrastructure. Kenya’s experience, until 2008 was much like many other countries: a story of fits and starts with limited progress and effectiveness. In 2008, a number of stakeholders including donors, industry associations, regulators and financial institutions began working together to solve an intractable problem: how to create an effective CIS market. The Kenyan experience is best captured and distilled in three separate stand-alone documents, each serving a different purpose.
This document (CIS Toolkit - Case Study) tells the story of what happened and what lessons were learned along the way. It is particularly useful to practitioners seeking to create CIS in other markets and wish to understand how to best catalyse change.